When seeking compensation for injuries related to the Southeastern Pennsylvania Transportation Authority (SEPTA) accidents, understanding the difference between a SEPTA claim and a lawsuit is crucial. While both avenues provide an opportunity to pursue compensation, they vary in terms of process, potential outcomes, and the need for legal representation by a qualified Philadelphia SEPTA injury attorney. 
Differences Between SEPTA Claims and Lawsuits in PA
A SEPTA claim is an internal process that involves filing a claim directly with the agency’s claims department.
This administrative procedure is designed to handle injury claims and property damage claims resulting from incidents involving SEPTA buses, trains, trolleys, or other modes of transportation. The goal of filing a SEPTA claim is to reach a settlement agreement with SEPTA without going to court.
A SEPTA lawsuit is an action filed in court against the agency. If you’re able to reach a settlement through the SEPTA claim process or the claim is denied, then you have the right to file a lawsuit. A judge or jury decides the outcome of the lawsuit based on the evidence presented.
Understanding SEPTA Accident Potential Compensation
There are notable recovery differences between SEPTA claims and lawsuits. SEPTA claims are subject to certain limitations imposed by law, such as caps on damages or specific procedures for determining compensation. These limitations vary depending on the jurisdiction and the nature of the claim.
In contrast, SEPTA lawsuits offer the potential for greater compensation as the court determines the amount. You could be compensated for the following economic and non-economic damages:
- Medical expenses
- Lost income
- Pain and suffering
How a SEPTA Injury Lawyer Can Help
Whether you pursue a SEPTA claim or a lawsuit, it’s advisable to consult with a knowledgeable SEPTA injury lawyer who can provide invaluable guidance throughout the process. There are several ways a SEPTA injury attorney assists you, such as:
- Evaluates your case. After a thorough review, they’ll advise you on the best course of action. Because of their experience dealing with both SEPTA claims and lawsuits, they determine the strength of your case, which legal option is best, and the likelihood of success.
- Files your claim or lawsuit. Your attorney guides you through the complexities of filing a claim or lawsuit, ensuring that all necessary documentation is prepared correctly and submitted within the required deadlines.
- Negotiates with SEPTA on your behalf. A SEPTA injury lawyer negotiates with SEPTA's claims department to secure a fair settlement for your injuries. They have the expertise to navigate the negotiation process and advocate for your rights, increasing the likelihood of obtaining appropriate compensation.
- Represents you in court. If your case proceeds to a lawsuit, a savvy SEPTA injury lawyer can represent you in court as well. They’ll prepare the case by gathering evidence and interviewing witnesses, then present your case effectively, and fight for the compensation you deserve.
