Not necessarily. The first source of recovery for medical bills is your auto insurance, or the auto insurance of a resident relative. If this doesn’t apply, you would go to the insurance on the car that you were in. The second source of recovery for medical bills is your health insurance.
The third source of recovery would be to obtain payment for your medical bills and pain and suffering from the insurance carrier for the car that caused the accident.
It is possible that even if you have all these insurance coverages available, there may not be enough insurance coverage to pay for your medical bills. I suggest you contact a local auto accident and personal injury lawyer for a free consultation.