I get calls from a lot of people who have had automobile accidents in the city of Philadelphia and have a problem because their medical bills haven’t been paid off. I am talking about people calling me years after their accident, where either I didn’t represent them or they tried to handle the matter themselves.
The circumstances are usually something like the following:
They were involved in an auto accident and suffered a personal injury. They went to an attorney, or if the accident was relatively minor, they tried to handle the matter themselves. Maybe they didn’t feel any pain at the time of the accident, but later that day they went to the hospital to get checked out and while at the hospital, a few X-rays were taken. After they saw a doctor once or twice, they felt better and never sought additional treatment. A few years later, they applied for a credit card, car loan, or mortgage and were either turned down or had a problem because their credit report listed unpaid medical bills from their health insurance information.
That's the Problem!
If you are involved in a car accident, you have to be very careful to process your medical bills properly, or you will run into the same problem. If you don’t have automobile insurance, your medical bills need to be paid by the auto insurance carrier of any relatives you live with. If you don’t live with any relatives that have automobile insurance, then the insurance on the car you are in has to pay your medical bills. And the rules go on and on! There are so many people who can make mistakes that will, ultimately, affect your credit. It could be a doctor, hospital, auto insurance carrier, or health insurance carrier. You don’t want their mistakes ruining your credit.
If you or a loved one has been involved in a serious car accident and has suffered injuries, it is in your best interest to consult with an experienced lawyer. The Heslin Law Firm is a Philadelphia-based law firm that handles car, truck, and motor vehicle accidents. Contact us today for a free consultation.