If you have a teenager who recently started driving or will in the near future, it’s time to think about the steps you need to take to add him/her to your auto insurance policy. As the trusted Bucks County car accident lawyer, we here at the Heslin Law Firm have extensive knowledge on how to do so without causing your rates to skyrocket. Here are a few of our tips:
- Consider a separate policy – In some cases, it is cheaper to put your child on his/her own auto insurance policy rather than yours. To find out whether this is true in your situation, simply obtain estimated quotes online for each option. If you find that a separate policy will be more cost-effective, ask if the provider will list your teen as an “occasional” driver, meaning they don’t drive as often as most drivers. This will lower the amount you pay to insure your child even further.
- Shop around before committing to an insurance policy – As is true with buying a car, it’s best to consider a few different options before purchasing an insurance plan. To ensure that you find the best deal, we suggest getting quotes from several providers prior to making your decision.
- Make sure your teen driver has a car with great safety ratings – The safer the car your teen drives, the more willing the insurance provider will be to give you a low rate. It’s also a plus if the car is a four-door sedan and is a few years old. To find an ideal car for your child, investigate which car models insurance companies prefer. In our experience, some common ones include the Chevrolet Impala, Suzuki Forenza, and Honda Accord.
- Look into discounts that you and your child may qualify for – While they aren’t always advertised, there are many discounts available for drivers of all ages in terms of auto insurance. Teens can get money off for being a good student, taking a driver’s education class and being a low-mileage driver. Adults can qualify for discounts if they are safe drivers, combine coverage or take safety education courses.
By following our Bucks County car accident attorney’s advice, you’ll save yourself money and stress when it comes time to insure your teenage driver.
Visit Our Website for More Legal Advice!
If you’re looking for more free and useful tips from our car accident lawyer in Bucks County, check out the FAQ section of our website – we’ve got answers to your questions about all of the following topics:
- Motor Vehicle and Car Accidents
- Personal and Severe Injury
- Workers Compensation
- General Accident and Injury Law
After you’ve checked out this part of our website, also be sure to read our recent blog post on how to keep your kids safe while they participate in spring sports.
Hire the Car Accident Lawyer Bucks County Loves
Need a Bucks County car accident attorney to defend you? Call the Heslin Law Firm at (215) 332-0300 or fill out our online contact form to schedule a free consultation. When you do so, we’ll carefully evaluate the details of your case and advise you on how best to proceed in order to get the maximum amount of compensation for your losses.